Storms in Texas can hit hard — and fast. But for many homeowners, the real stress begins after the skies clear. If you’ve ever filed an insurance claim only to hear, “No damage found,” you’re not alone.
At RocStout Roofing, we’ve seen firsthand how often adjusters miss critical damage. That’s why we offer thorough, photo-documented inspections designed to protect Bryan homeowners and help them secure the coverage they deserve.
What Adjusters Commonly Miss After a Storm
1. Roof Damage That Isn’t Obvious from the Ground
Some adjusters never leave the sidewalk. We’ve seen homes where the garage roof was declared totaled while the main house — with equally bad damage — was ignored simply because no one got on the roof.
2. Flashing Separation and Nail Pull-Through
These vulnerable areas around chimneys, vents, and valleys take a beating in high winds. Many adjusters overlook them completely unless a contractor points them out.
3. Granule Loss in Gutters or Downspouts
One of the clearest signs of hail damage often goes unnoticed — unless someone checks the runoff paths. This missing granule layer leads to premature roof aging and leaks. If an adjuster doesn’t check the gutters, they may miss one of the clearest signs of roof damage.
4. Underlayment or Decking Issues
Even if shingles look intact, water can compromise what’s underneath. Without attic access or moisture detection tools, most adjusters won’t catch it.
Real Example: Denied Claim Reversed in Rockdale
After a tornado in Rockdale, the garage roof was declared a loss — but the main house roof was skipped altogether. The adjuster didn’t even get on the roof.
RocStout conducted a full inspection, documented damage, and submitted a report. The result:
The house roof was officially totaled
The homeowner received full compensation
We upgraded the roof system and completed the job in just two days
This wasn’t just a win for the homeowner — it was proof that thorough inspections and proper documentation change outcomes.
Real Example: South College Station Claim Undervalued
In South College Station, a homeowner faced a denied claim for both roof and interior damage. The insurer’s estimate didn’t match policy coverage — not even close.
Our team stepped in, did a full walkthrough, and submitted a new damage report. The insurer reversed course, covered the full scope, and approved repairs to both the roof and inside the home.
This is why homeowners trust RocStout. We understand how to speak the insurance company’s language — and back it up with evidence.
Our roof replacement calculator will give you an accurate idea of what your insurance company should be paying out for your roof. This is based on hundreds of roof replacements in the Central Texas area.
Why It Matters to Bryan Homeowners
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Missed damage = denied claim = out-of-pocket costs
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Time limits: Most policies have a 1-year window to dispute a claim or file supplemental documentation
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“Too late” often starts with delay — don’t wait for leaks to show up inside
What Bryan Homeowners Should Do After a Storm
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Don’t assume “no visible damage” means you’re safe
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Call a roofing contractor first — not just your insurance
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Get photos, attic checks, and moisture readings
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Request a second opinion if your adjuster doesn’t get on the roof
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Keep all paperwork and document everything
What RocStout Does Differently
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We climb the roof, inspect the attic, and check the flashing
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We document everything in writing and photos
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We communicate directly with your insurance company
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We don’t stop until your home is covered — inside and out
Think your adjuster may have missed something? Let us take a second look.
We help Bryan homeowners get the roof coverage they’re owed — even after a denial.
