No one likes taking a risk, especially with the roof over our head. Human kind has found a way to make sure your roof can take a beating but things happen. Nature is unpredictable, so the best we can do is know how to move forward. We’re going to take a gander at some of the curveballs that nature throws us and what it means for your roofing system.
Seeing as how Texas reports the highest annual amount of hail damage claims, this particular weather threat might not be too unfamiliar to a lot of you. Hail can cause a large amount of damage over a short period of time, so having an insurance plan that covers this is a must have for certain regions of Texas. Able to quickly demolish your shingle roofs, dent your metal frame work, and crack your wooden area, hail damage is something to keep an eye out for.
Another big-hitting area of weather damage that Texas has to offer, wind and tornado related damages are nothing to laugh about. Heavy winds alone can ruin a day, causing treefall, leaks, shingle loss, and more. Going down the line, however, it only gets worse. With September being the biggest time frame for hurricanes (of which Texas has had 81 in the last forty years) the damages that you can experience could be downright catastrophic. Look up your area and make sure you don’t have to worry about the risk of hurricanes. If you do, maybe it’s time to think about getting Act of God coverage on your insurance policy.
Somewhere around 1 in every 50 insured homes will file a rain related storm damage insurance claim. Predictably, rain damage can cause leaks, rot, mold, and more.
Whether it’s rain in certain climates or snowmelt, a huge risk to the home comes from ice dams. These unseen enemies can quickly wear down on the frame of your roof, causing quick and hard to find leaks. In general, if you reside in a colder climate that has risk of winter weather patterns, your home is under constant attack from the elements around you. If you live somewhere like this, it might not be a terrible idea to update your policy to ensure that you aren’t left out in the cold. A word to the wise, though: keep in mind that your claim can be affected by the condition of your roof, so make sure that you stay up to date on check ups and repairs.
Despite how uncommon lightning damage might be overall, last year Texas got the #2 spot for number of lightning damage related claims. Besides the obvious blast damage, these tragic events can also lead to fires in the framework if there’s exposed or vulnerable wood.
Texas might be beautiful, but there is nothing without risk. When it comes to possible weather related damages, make sure that your insurance plan reflects where you live. If something does happen to your home, contact your insurance provider and roofing contractor to quickly and properly file a claim to make sure you have a next step.
.Outside of filing a claim when worse comes to worst, it never hurts to have a helping hand. Contacting a trustworthy local roofing company like RocStout to make sure your roof is able to take everything that life throws at it will help you make sure that you don’t end up kicking yourself at the end of the day.